Catalog: Comprehensive Holiday Insurance | |
| comprehensive comprehensive holiday holiday insurance insurance contents page ... | |
| include sales performance comprehensive holiday insurance underwriting agents pty ltd ... | |
| of your journey travellers on domestic cruises in australian waters may also take the ... | |
| table of benefits plan section benefit type single a chi comprehensive duo per person family plan single b chi australia only duo per person family plan single c budget cover family plan d chi frequent traveller single plan single e non-resident cover duo per person family duo per person 1 cancellation fees and lost deposits 2 overseas emergency medical assistance 3 overseas emergency medical and hospital expenses dental expenses 4 additional expenses 5 hospital cash allowance 6 accidental death 7 permanent disability 8 loss of income 9 travel documents credit cards travellers cheques 10 theft ... | |
| chi insurance application form if you have insufficient space to complete your answers please attach a separate sheet additional costs travellers 71 to 85 years travellers 86 years or over additional options duo cover traveller details surname given names date of birth surname given names date of birth mr/mrs/ms/miss mr/mrs/ms/miss approval codes pre-existing medical conditions approval codes if applicable rental vehicle excess options not available plan c additional sum insured additional premium i.e $25 per $500 units maximum $2,000 additional if you are travelling with another person ... | |
| step 1 is your pe condition described in the list below 1 2 3 4 5 6 7 8 9 10 11 12 neoplasia cancer of any kind any condition for which surgery is planned you have had or are on a waiting list for an organ transplant you have been given a terminal prognosis for any condition with a life expectancy of under 24 months you require home oxygen therapy or will require oxygen for the journey chronic renal failure treated by haemodialysis or peritoneal dialysis chronic pain syndromes managed by a specialist pain management physician or clinic including back pain hiv infection with an aids defining ... | |
| step 4 how do i get my pe condition assessed ask your travel agent for a pre-existing medical application form once we assess your application we have the right to accept or decline cover if we accept cover you must pay under the relevant pre-existing medical plan single cover you can apply for pe cover under plans a b you are not covered at all for any claim you make which arises from a pe condition suffered by · you or a member of your travelling party unless we have accepted cover and any additional premium we require has been paid · any relative unless that relative is hospitalised or dies ... | |
| important matters under your policy there are rights and responsibilities which you and we have you must read this policy in full for more details but here are some you should be aware of who can purchase this policy who does the duty apply to claims processing everyone who is insured under the policy must comply with the relevant duty what happens if you or they breach the duty under plans a b c d cover is available for citizens or residents of australia for plan e cover is for non australian residents travelling to and within australia cooling off period/money back guarantee if you or they ... | |
| extension of your policy see your period of cover on page 28 you may extend your policy if you find that your return to australia has been delayed because of one or more of the following · if a bus line airline shipping line or rail authority you are travelling on or that has accepted your fare or luggage is delayed or · if the delay is due to a reason for which you can claim under your policy cover will be extended free of charge subject to our approval if the delay is for any other reason you must request the extension at least 7 days before your original policy expires and we must agree to this ... | |
| your policy cover your choices plan benefits cover for plans a or b for any loss you suffer must occur in the geographical area that applies to the plan selected by you however stopovers of 2 nights outside of your selected geographical area are permitted plan a chi comprehensive covers the benefit types detailed in your policy wording i 1.1 cancellation fees and lost deposits we will pay under the policy you choose the cover you require based on your travel arrangements · whether you want the single duo or family cover this depends on who you want to be insured and · whether you want plan ... | |
| 1.2 we will not pay 2 we will not pay if you were aware of any reason before your period of cover commenced that may cause your journey to be cancelled abandoned or shortened nor will we pay if your cancellation fees or lost deposits arise because of a the death or sickness of your travelling companion or relative if the death or sickness is as a result of a pre-existing medical condition except as specified under the heading pre-existing medical conditions pe conditions on pages 14 to 17 you or your travelling companion changing plans any business financial or contractual obligations this exclusion ... | |
| 4 additional expenses we will also pay for the other following reasons 5 hospital cash allowance you have this cover if you choose plan a b d or e nil excess 4.1 we will pay because of health problems we will reimburse your reasonable additional travel and accommodation expenses if a disruption to your journey arises from the following reasons a your scheduled or connecting transport is cancelled delayed shortened or diverted because of a strike riot hijack civil commotion weather or natural disaster you unknowingly break any quarantine rule you lose your passport travel documents or credit cards ... | |
| 7 permanent disability 9 you have this cover if you choose plan a d or e nil excess 7.1 we will pay loss of travel documents credit cards and travellers cheques we will pay 11 damage or permanent loss of luggage and personal effects you have this cover if you choose plan a d or e 9.1 you have this cover if you choose plan a b d or e 11.1 we will pay we will pay if · you are injured during your journey and · because of the injury become permanently disabled within 12 months of the injury permanently disabled means a you have totally lost any of the following all of the sight in one or both eyes ... | |
| 11.2 we will not pay 12 we will not pay a claim in relation to your luggage and personal effects if a you do not report the loss theft or misplacement within 24 hours to the police or an office of the bus line airline shipping line or rail authority you were travelling on when the loss theft or misplacement occurred you can prove that you made a report by providing us with a written statement from whoever you reported it to your jewellery mobile phone camera video camera computer equipment or their accessories are transported in the cargo hold of any aircraft ship train or bus the loss theft of ... | |
| e f g h i j k l any loss damage or expenses which are covered or should have been covered under a statutory or compulsory insurance policy statutory or compulsory insurance or compensation scheme or fund or under workers compensation legislation an industrial award or agreement or accident compensation legislation any fine penalty or aggravated punitive or exemplary or liquidated damages disease that is transmitted by you any relief or recovery other than monetary amounts liability arising from a contract that imposes on you a liability which you would not otherwise have anything that is covered ... | |
| other insurance comprehensive holiday insurance your travel agent authorised ... street sydney nsw 2000 comprehensive holiday insurance underwriting agents pty ltd ... | |
