Catalog: Comprehensive Holiday Insurance
Company/Brand: P&O Cruises
p 44 l in Comprehensive Holiday Insurance by P&O Cruises
1.2 we will not pay 2 we will not pay if you were aware of any reason before ... your period of cover commenced that may cause your ... abandoned or shortened nor will we pay if your cancellation fees or lost ... death or sickness is as a result of a pre-existing medical condition except as specified ... under the heading pre-existing medical conditions pe conditions on ... pages 14 to 17 you or your travelling ... companion changing plans any business financial or contractual ... · you or a member of your travelling party are made redundant from full-time ... employment in australia provided you or they were not aware that the ... redundancy was to occur before you purchased your policy prohibition or regulation ...

11.2 we will not pay 12 we will not pay a claim in relation to your luggage and ... personal effects if a you do not report the loss ... or misplacement within 24 hours to the police or an office of the bus line airline ... shipping line or rail authority you were travelling ... on when the loss theft or misplacement occurred you can ... prove that you made a report by providing us with a written statement from ... reported it to your jewellery mobile phone camera video camera computer equipment ... of any aircraft ship train or bus the loss theft of or damage is to or of bicycles ... the loss theft or damage is to items left behind in any hotel or motel room after ...

e f g h i j k l any loss damage or expenses which are covered or ... a statutory or compulsory insurance policy statutory or compulsory insurance or ... or fund or under workers compensation legislation an industrial award or agreement or ... accident compensation legislation any fine penalty or aggravated punitive ... or exemplary or liquidated damages disease that is transmitted by ... or recovery other than monetary amounts liability arising from a contract that imposes on ... you a liability which you would not otherwise have ... that is covered under any other policy we will be liable only for the amount ... your liability exceeds the limits of cover under any other policy assault ... direction or conduct intended to cause personal injury property damage or liability ...