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credit cards travellers cheques pg 37 cover to replace costs of travel ... options pages 14 to 19 10 theft of cash pg 37 section 1 cancellation fees lost ... deposits pg 29 to 30 cover for lost deposits and ... additional cover options available pg 38 to 39 2 overseas emergency medical ... assistance pg 31 cover for emergency medical ... and personal effects delay allowance pg 40 section 3 overseas emergency medical ... and hospital expenses pg 32 cover for overseas medical treatment if ... nil excess 13 travel delay allowance pg 40 travel on cruise liners 4 additional ... expenses pg 33 to 34 cover for additional ... 14 alternative transport expenses pg 41 cover for additional travel expenses ... nil excess 5 hospital cash allowance pg 35 section 15 personal liability pg 41 ... section nil excess 6 accidental death pg 35 a death benefit is payable if you ...