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hud booklet buying your home vmp-18 real estate settlement procedures act ... also available in spanish charm booklet vmp-20 regulation z requires lenders to ... of loan it is also available in spanish vmp-18 vmp-20 vmp-322 a guide to mortgage ... refinance vmp-322 providing basic information to ... mortgage refinance application express vmp-123r or can be purchased separately warning ... when applying for a hud mortgage loan vmp-388 hud strongly suggests the use of this ... loan how to avoid foreclosure hud-fa-426 vmp-563 send this pamphlet to each ... avoid mortgage default and foreclosure vmp-388 vmp-563 vmp-483 when your home is on ... know about home equity lines of credit vmp-483 when consumers are looking for basic ... your family from lead in your home vmp-323 this pamphlet required by federal law ...